Under Inside the Premises – robbery or burglary of other property, a watchperson would be covered while guarding which item?

Under Inside the Premises – robbery or burglary of other property, a watchperson would be covered while guarding which item?

• A. Cash
• B. Computers
• C. Jewelry
• D. Vehicles

Answer: (B)

Inside the Premises – Robbery or Burglary of Other Property covers property other than money and securities that’s inside the insured’s premises and in the care of the insured, while a watchperson is on duty. Computers fit this category as business property that isn’t money. Cash is excluded here because it’s money, and vehicles or jewelry either aren’t the typical focus of this coverage or have separate limits or coverages. So, when a watchperson is guarding property, computers are the type of item this specific coverage would apply to.

Inside the Premises – Robbery or Burglary of Other Property covers property other than money and securities that’s inside the insured’s premises and in the care of the insured, while a watchperson is on duty. Computers fit this category as business property that isn’t money. Cash is excluded here because it’s money, and vehicles or jewelry either aren’t the typical focus of this coverage or have separate limits or coverages. So, when a watchperson is guarding property, computers are the type of item this specific coverage would apply to.